Parenting decisions,backed by real math.
Baby costs, daycare comparisons, allowance amounts, growth percentiles, 529 projections — 40 focused calculators and trackers that give you a concrete answer in under a minute. No account. No upsell funnel.
No email required to use any tool. Built by Andy Gaber, a parent (not a finance blogger).
All parenting tools
40 tools across 6 categories. Each runs in your browser. Nothing saves to a server.
Costs & Budgets
Know the price tag before you commit. Every cost calculator uses 2026 U.S. data and lets you swap in your own numbers.
- First-Year Baby CostRealistic first-year baby cost breakdown by category — childcare, feeding, diapers, gear, healthcare, and hidden extras.
- Diaper CostSee the real lifetime cost of diapers based on diapers per day, brand price, and years in diapers. Cloth vs. disposable comparison included.
- Formula vs Breastfeeding12-month side-by-side cost comparison of formula feeding, breastfeeding, and mixed feeding — including pumps, storage, and lactation support.
- Daycare CostEstimate monthly daycare cost by state, age, and care type — center, in-home, or nanny share. Annual total and % of household income.
- Family BudgetMonthly family budget built from take-home pay, family size, and housing — with realistic category splits for a family of 3, 4, or 5.
- Nanny vs DaycareFull cost comparison of nanny vs. daycare including employer taxes, benefits, backup care, sick days, and quality-of-life factors.
- Kids ClothingAnnual clothing budget by child age — infant, toddler, school-age, tween, teen. New vs. hand-me-downs vs. thrift split included.
- Baby Shower BudgetPlan a baby shower by guest count, venue, food style, decor, and favors. See per-guest cost and total budget before you commit to a venue.
- Hospital Birth CostEstimate out-of-pocket hospital birth costs after insurance — deductibles, coinsurance, and out-of-pocket maximums across delivery types.
- C-Section vs VaginalCompare total cost of C-section vs. vaginal birth — hospital bills, insurance share, recovery expenses, and lost wages from longer recovery.
- Doula CostEstimate doula cost for birth support, postpartum care, or combined packages. See typical regional pricing and insurance reimbursement potential.
- Potty Training CostEstimate total potty training cost — pull-ups, training pants, rewards, extra laundry, and the savings after daytime diapers end.
- Braces CostEstimate orthodontics cost for metal braces, ceramic, lingual, or Invisalign — with insurance coverage, HSA use, and monthly payment plans.
- Summer Camp CostEstimate summer camp cost by camp type — day, specialty, sleepaway, traditional — including gear, transport, and multi-week discounts.
- Adoption CostEstimate total adoption cost across agency, private, foster, and international paths. Includes legal, home study, travel, and tax credit offset.
- IVF CostEstimate IVF cost per cycle — clinic fees, medications, genetic testing, embryo storage — plus expected total across cycles at your success odds.
- Blended Family BudgetPlan a blended family monthly budget — combined income, child support in or out, custody-split expenses, and shared vs. separate categories.
Baby & Infant
First-year basics — feeding, growth, gear, and registry — grounded in what actually matters vs. what Instagram sells.
- Growth TrackerTrack your child's height and weight percentiles over time using CDC-aligned reference curves. Log entries and see the trajectory.
- ChildproofingRoom-by-room childproofing budget — gates, locks, anchors, outlet covers, and latches — with total home-wide cost estimate.
- Registry TrackerScore your baby registry against must-have, nice-to-have, and skip categories. Track gift coverage, gaps, and total registry value.
Schedules & Routines
Wake windows, feeding intervals, well-visits, vaccine dates. Routines without the anxiety.
- Screen TimeLog daily screen time by category — TV, tablet, phone, games, school — and compare to AAP age-based recommended limits.
- Feeding ScheduleAge-based baby feeding schedule — times, amounts per feeding, and daily totals from newborn through 12 months.
- Sleep ScheduleBuild a baby or toddler sleep schedule from wake time, wake windows, and age. Naps, bedtime, and total sleep built automatically.
- Well-Child VisitsAAP-aligned pediatrician well-child visit schedule from birth through age 21 — dates, what happens, and cost per visit.
- Vaccination ScheduleCDC-aligned childhood vaccination schedule from birth through 18 years. See which shots happen at each well visit and catch-up guidance.
- Car Seat TimelineWhen to transition from infant seat to convertible to booster, and stroller to travel stroller — by weight, height, and age milestones.
Education & Savings
College savings, tutoring, supplies — the quiet long-term drip that beats a panic at 17.
- School SuppliesAnnual school supply budget by grade level, public vs. private, and state. Backpacks, electronics, uniforms, and fees included.
- 529 SavingsSee exactly how much to put in a 529 each month to cover your child's projected college cost. Compounding, tuition inflation, and tax benefits included.
- Tutoring CostEstimate tutoring cost by subject, hourly rate, sessions per week, and format — private, group, online, or test prep.
- Custodial AccountProject UGMA/UTMA balance at age of majority — with contributions, returns, and kiddie-tax impact on earnings over time.
Family Planning
Leave pay, tax credits, allowance, blended budgets. Money decisions that touch the whole family.
- Name PopularityPlot a baby name's popularity over decades. Classic, rising, falling, or trendy — see where your shortlist sits before you commit.
- Parental LeaveModel total income during parental leave — paid, partial, and unpaid weeks combined. See the real take-home dollars for both parents.
- AllowanceAge-based weekly allowance guide — with chore tiers, saving split, and annual total. Based on common $0.50–$1 per year of age rules.
- Maternity Leave PayModel maternity leave pay from short-term disability, state PFL, employer top-up, and PTO. See weekly take-home across the full leave.
- Child Tax CreditEstimate your 2026 Child Tax Credit — qualifying children, income phase-out, and refundable portion — with combined tax savings.
- Chore EarningsTrack weekly chore earnings across kids — set pay per chore, weekly completions, and run save/spend/give splits automatically.
Lifestyle & Activities
Activities, vacations, birthdays, photos. The discretionary lines that eat a budget if unwatched.
- Activity CostAnnual extracurricular activity budget — sports, music, art, dance, and tutoring. Fees, gear, travel, and time cost combined.
- Vacation PlannerFull family vacation budget — flights, lodging, food, attractions, and extras — tuned for traveling with kids of any age.
- Birthday PartyKids birthday party budget — venue, food, cake, favors, entertainment, decor. Home, venue, or themed party compared side by side.
- Family Photo CostEstimate family photo session cost — session fee, outfits, prints, album, and digital files — across mini, standard, and premium tiers.
Why this site exists
Most parenting advice online is either vibes or generic numbers from 2017. Every tool here returns a number you can act on — based on inputs specific to your family, your state, your insurance, your income.
I built this because I was spending 40 minutes trying to figure out what daycare would actually cost us relative to our take-home, and the top ten search results were either lead-gen funnels for financial advisors or blogs repeating a 2019 Care.com press release. So I built the calculator I wanted, then built 41 more.
The math is shown. The assumptions are written out. You can disagree with an input and change it. You can export the result as a PDF and show it to your partner, your pediatrician, or your accountant. None of it costs anything, none of it requires signup, and none of it is rage-bait disguised as parenting content.
Built by Andy Gaber. Not a CPA. Not a pediatrician. The tools are educational — verify important numbers with the actual professional before you sign anything.